Main Office:

(906)884-4165
501 River Street
PO Box 187
Ontonagon, Michigan

Branches:

White Pine
Mass City

Hours:

Ontonagon
  Main Lobby:
    Monday - Thursday: 8:30am - 3pm
    Friday: 8:30am - 5pm
  Walk-Up/Drive-Up
    Monday - Thursday: 11am - 5pm
    Friday: 11am - 5:30pm
    Saturday: 9am - noon
  Cash Dispensing ATM
    available 24 hours

Mass City
  Tuesday: 9am - 4pm
  Friday: 9am - 6pm

White Pine
  Monday, Wednesday & Friday: 9am - 2pm

Privacy Policy

FACTS

WHAT DOES THE CITIZENS STATE BANK OF ONTONAGON DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account transactions
  • Account balances and overdraft history
  • Credit history and income

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Citizens State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does The Citizens State Bank of Ontonagon share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Questions?

Call 906-884-4165 or go to csbont.com

What we do

How does The Citizens State Bank of Ontonagon protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does The Citizens State Bank of Ontonagon collect my personal information?

We collect your personal information, for example, when you

  • open an account or show your government-issued ID
  • pay your bills or apply for a loan
  • use your debit card or deposit money

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • The Citizens State Bank of Ontonagon has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • The Citizens State Bank of Ontonagon does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include companies such as check printing companies and insurance companies.

Proudly serving Ontonagon County since 1910

Questions?  Call (906)884-4165