Main Office:

501 River Street
PO Box 187
Ontonagon, Michigan


  Main Lobby:
    Monday - Friday: 9am - 5pm
    Monday - Friday: 8:30am - 5pm

  Cash Dispensing ATM
    available 24 hours

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Coming Soon Citizens State Bank’s new and improved website! Starting June 28th your website and online banking will have a brand-new look! The website is moving to But don’t worry we will redirect you from Be sure to stop back and check out the new site and update any online banking shortcuts you may have saved.

Contact Us

If you have any questions regarding our products or services, please contact us using the following form and we’ll get back to you as soon as possible. We look forward to hearing from you. Please do not include your account number or pin number in this email.

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Email is inherently not secure. It is similar to sending a postcard through the mail. Having your confidential information sent in an unsecured manner greatly increases your chance of falling victim to identity theft. Additionally, we cannot verify that the sender of the email is authentic and we cannot respond to this message with confidential account information. We would instead refer you to our telephone number (906)884-4165 where this information may be exchanged.